Auto, Cut your car insurance cost
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STATE AUTO AND VEHICLE AUCTION LISTINGS
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Why so cheap?
Thousands of cars become government and bank properties
every day through various seizure and surplus laws. The
constant exchange of vehicles and the enormous expense to
store them, means amazing deals and guaranteed rock bottom
prices for you! as much as 80 - 90% OFF!
Downshift: cut your car-insurance costs
Insuring business vehicles isn't cheap. John Schack, vice president
and chief sales officer with insurance brokerage HUB International,
offers these tips for keeping your premiums down:
* IMPLEMENT LOSS-CONTROL MEASURES. Evaluate the necessity
of trips during bad weather or heavy traffic periods, use vehicles for
business purposes only, and keep vehicles in good operating
Condition.
* VERIFY THE GARAGING LOCATION OF VEHICLES. If vehicles are taken home at night, the garaging location may have a
lower cost factor.
* INCREASE DEDUCTIBLES. Schack recommends a minimum of $500.
* DON'T BUY COVERAGE YOU DON'T NEED. Consider not buying comprehensive or collision coverage on older cars. Also,
vehicles used strictly for business by employees may not need medical-payment coverage if injuries would be covered under
workers' compensation insurance. But business owners and corporate officers are typically excluded under workers' comp, so
review your coverage carefully before dropping anything.
* FOR COMPANY-OWNED PRIVATE PASSENGER VEHICLES, check for savings in insuring them on a personal-lines policy,
rating the usage as business and listing the company name as an additional insured.
Talk to your insurance agent about these and other ways to reduce auto-insurance premiums.